Retirement Planning for Canadians

You've spent 30 years
building this. Let's protect
the next chapter.

Odyssey Wealth helps Canadians in their 50s and 60s build a retirement plan they can actually count on — so you stop guessing and start living with confidence.

Book a Free Clarity Call
CFP® Certified CIRO Regulated CIPF Member
15+ Years Serving Canadian Families
Life Score™ — Before the Blueprint
58
Where most clients start
Income Planning61%
Tax Efficiency44%
Estate Readiness38%
Risk Alignment52%
The question getting louder

You've done a lot right. But a few unanswered questions are taking up more space.

You're not behind. You're not reckless. You've been working, saving, and building — for decades. But somewhere in your 50s or 60s, a quiet question starts to echo:

"Is what I've built actually enough?"

That uncertainty isn't a sign you've failed. It's a sign you've outgrown the approach that got you here. The next chapter requires a different plan.

  • You have a pension but aren't sure whether to keep it or transfer it.
  • You're maxing your RRSP but have no real sense of whether you're on pace.
  • Your investments are spread across three accounts with no coordinated strategy.
  • You and your spouse have never had someone look at the full picture — income, taxes, insurance, real estate — at the same time.
  • You're already retired but spending conservatively out of fear — and not sure if that fear is justified.
The real cost of waiting

The decisions you face in retirement
have irreversible consequences.

CPP timing. Pension elections. RRIF drawdown. Estate structure. Most Canadians make these decisions without a complete picture — and they can't be undone.

See the decisions that matter most
$100,000+
CPP Timing
Taking CPP at 60 vs. deferring to 70 — a permanent gap in guaranteed lifetime income.
$200,000+
Pension Election
Commuted value vs. monthly income — often the largest financial decision of a lifetime. Irreversible.
$80,000+
Drawdown Sequence
Drawing from the wrong accounts in the wrong order can add decades of avoidable tax.
We're not a bank. We're not chasing commissions. We take a 360° view of your finances and build a strategy that works as one coordinated plan.
CFP® Certified
Seun Adeyemi & Zacharie Sutton
CIRO Regulated
Via Designed Wealth Management
Financial Planning Association of Canada
CIPF Member
Your investments are protected
Your guide

We help Canadians in their 50s and 60s answer that question.

At Odyssey Wealth, we work specifically with Canadians who are 15 years or less from retirement. People who've built something real and want to make sure they don't leave money on the table, pay more tax than necessary, or arrive at retirement without a strategy they believe in.

We've seen what happens when people arrive at retirement without the right plan. We've also seen what it looks like when they arrive fully prepared. That gap is why we do this work.

The process

Three steps to a plan
you can actually trust

No guesswork. No jargon. A clear path from where you are to where you want to be.

01

The Free Clarity Call

A 60-minute conversation to understand where you are, what you're trying to protect, and whether we're the right fit. No pitch. No pressure. Just clarity.

60 minutes
02

The Life-First Blueprint™

We build your complete retirement strategy — income, tax, pension, insurance, estate — in focused planning sessions. Every decision flows from your life goals, not a product menu.

~7 sessions
03

Retire With Confidence

Your plan stays alive. Two semi-annual reviews every year, proactive updates as life changes, and an advisor in your corner for every major decision.

Ongoing partnership
Choose how you work with us

Two ways to get clarity.
Both start with a conversation.

Whether you need a complete plan or a straight answer to one specific question — we have a path for you.

Full planning engagement

Life-First
Blueprint™

We build your complete retirement strategy — income, tax, pension, insurance, and estate — coordinated around the life you want to live. Five movements. Approximately seven sessions. Ongoing.

  • Five-movement planning process
  • Two dedicated CFP® advisors on your file
  • Income, tax, pension, insurance, estate — coordinated
  • Two semi-annual reviews every year
Book a Free Clarity Call
Single question, no commitment

Advisory
Sessions

You have one specific question with real money on the line. You want a straight answer from a CFP® — without signing up for an ongoing relationship.

  • One focused session with a CFP® advisor
  • Pre-session document review included
  • Written summary delivered within 48 hours
  • Book additional sessions as needed
Learn about Advisory Sessions
Prefer to start on your own? Odyssey ONE — our self-directed retirement planning platform — is $14.99/month with optional CFP® sessions available.
Client stories

What a real plan
actually changes.

See all client stories
Ready when you are

The best time to build a plan
was 10 years ago.
The next best time is now.

One conversation. No pitch. Just an honest look at where you are — and what it would take to get you where you want to be.

Book a Free Clarity Call
Free 60-minute call · No commitment · In-person (GTA) or virtual across Canada