Retirement Planning for Canadians

You've spent 30 years
building this. Let's protect
the next chapter.

You shouldn't have to guess at the outcome of a lifetime of work.

Odyssey Wealth helps Canadians in their 50s and 60s build a retirement plan they can actually count on — so you stop guessing and start living with confidence.

Book a Free Clarity Call
CFP® Certified CIRO Regulated CIPF Member
15+ Years Serving Canadian Families
Life Score™ — Before the Blueprint
58
Where most clients start
Income Planning61%
Tax Efficiency44%
Estate Readiness38%
Risk Alignment52%

Most financial firms start with products. We start with your life. The industry's approach to retirement planning wasn't built around you — and the gaps it creates are permanent.

The question getting louder

"Is what I've built actually enough?"

Somewhere in your 50s or 60s, that question stops being abstract. It starts looking for an answer — built on your actual numbers, not a rule of thumb. The next chapter requires a different plan.

  • You have a pension but aren't sure whether to keep it or transfer it.
  • Your investments are spread across three accounts with no coordinated strategy.
  • You and your spouse have never had someone look at the full picture — income, taxes, insurance, real estate — at the same time.
  • You're already retired but spending conservatively out of fear — and not sure if that fear is justified.

The decisions you face in retirement
have irreversible consequences.

CPP timing. Pension elections. RRIF drawdown. Estate structure. Most Canadians make these decisions without a complete picture — and they can't be undone.

See the decisions that matter most
$100,000+
CPP Timing
Taking CPP at 60 vs. deferring to 70 — a permanent gap in guaranteed lifetime income.
$200,000+
Pension Election
Commuted value vs. monthly income — often the largest financial decision of a lifetime. Irreversible.
$80,000+
Drawdown Sequence
Drawing from the wrong accounts in the wrong order can add decades of avoidable tax.
We're not a bank. We're not chasing commissions. We take a 360° view of your finances and build a strategy that works as one coordinated plan.
CFP® Certified
Seun Adeyemi & Zacharie Sutton
CIRO Regulated
Via Designed Wealth Management
Financial Planning Association of Canada
CIPF Member
Your investments are protected
Your guide

We know this question doesn't leave you alone.

At Odyssey Wealth, we work specifically with Canadians who are 15 years or less from retirement. People who've built something real and want to make sure they don't leave money on the table, pay more tax than necessary, or arrive at retirement without a strategy they believe in.

The process

Three steps to a plan
you can actually trust

No guesswork. No jargon. A clear path from where you are to where you want to be.

01

The Free Clarity Call

A 60-minute conversation to understand where you are, what you're trying to protect, and whether we're the right fit. No pitch. No pressure. Just clarity.

60 minutes
Two on-ramps
Life-First Blueprint™
Full planning engagement · 5 movements · ~7 sessions
Advisory Sessions
One question · $450/hr · Written summary within 48hrs
02

The Life-First Blueprint™

We build your complete retirement strategy — income, tax, pension, insurance, estate — in focused planning sessions. Every decision flows from your life goals, not a product menu.

~7 sessions
03

Retire With Confidence

Your plan stays alive. Two semi-annual reviews every year, proactive updates as life changes, and an advisor in your corner for every major decision.

Ongoing partnership
Prefer to start on your own? Odyssey ONE — our self-directed retirement planning platform — is $14.99/month with optional CFP® sessions available.
What Winning Looks Like

This is what the other side actually feels like.

The Number Is Settled

You know your income. You know your tax position. You made the CPP decision and you know it was right. The question that kept you up at night has a real answer — built on your actual numbers.

You're Spending Freely

Year three of retirement and you're not watching every dollar. The plan said this was possible. It was built on your life, not a rule of thumb, and it's holding.

The Big Decisions Are Behind You

Pension election. RRIF conversion. Estate structure. Every irreversible call was made with a complete picture and two CFP®s in your corner. There's nothing left to second-guess.

Client stories

What a real plan
actually changes.

See all client stories
Ready when you are

The best time was 10 years ago. The next best time is now.

One conversation. No pitch. Just an honest look at where you are — and what it would take to get you where you want to be.

Start here
Book a Free Clarity Call

Free 60-minute call · No commitment · In-person across the GTA or virtual across Canada