A Guide to Building a Purpose-Driven Financial Life
Most people have bits and pieces of a financial plan.
They might have an RRSP at the bank.
A mortgage through a broker.
Some insurance from a friend in the business.
And maybe a will—if they’ve gotten around to it.
But what they don’t have is a Total Wealth Plan.
A Total Wealth Plan isn’t just about growing your money—it’s about aligning your wealth with your life’s purpose, relationships, and long-term goals.
In this post, we’ll explore what it is, why most people don’t have one, and what it takes to build a plan that brings peace, clarity, and confidence.
What Is a Total Wealth Plan?
A Total Wealth Plan is a comprehensive, coordinated strategy that looks at every area of your financial life and ensures they’re all working together toward your purpose.
It includes:
✅ Retirement and investment planning
✅ Tax efficiency and income strategies
✅ Mortgage and real estate decisions
✅ Risk management and insurance
✅ Estate and legacy planning
✅ Charitable giving and faith-aligned stewardship
It’s not about having more—it’s about making more of what you already have.
Why Most People Don’t Have One
- They’re working with different professionals in silos
– Their mortgage broker doesn’t talk to their financial advisor
– Their accountant isn’t aware of their investment strategy
– Their will hasn’t been reviewed since their kids were toddlers - They don’t know what they’re missing
Many assume that having a few accounts and a will equals a plan—but without coordination, these pieces can work against each other. - They’ve never been asked the deeper questions
“What’s your wealth really for?”
“What does peace of mind look like to you?”
“How do you want to be remembered?”
Without these conversations, planning becomes transactional—not transformational.
What Makes a Total Wealth Plan Different?
🧩 It connects the dots
💡 It puts your values at the center
🧭 It helps you make decisions with clarity
💝 It gives your family confidence—even after you’re gone
Whether you’re building, preserving, or preparing to pass on wealth—a Total Wealth Plan keeps every part of your financial life aligned with your greater purpose.
“Commit to the Lord whatever you do, and He will establish your plans.” – Proverbs 16:3
Final Thoughts
You don’t need to figure it all out on your own.
But you do need someone who sees the full picture and can help you align your financial decisions with your values, season, and goals.
If you’re ready to go beyond transactions and build a Total Wealth Plan with purpose—I’d love to help.
📅 Book a 30-minute discovery call and let’s get started.
