Scheduling Test — Delete Me

Robert had already decided: he was taking CPP at 61. His father died at 68. His grandfather at 71. He wasn't going to collect nothing. The numbers, when we finally ran them, said something different.

Winston built the wealth. Yvonne managed everything. When she died, he had a shoebox of statements and no idea where to start. Here's what we found — and what we fixed before it became his children's problem.

Diane had never lost money in thirty years of investing. Two years from retirement, one question about what happens when you draw down during a downturn changed her entire portfolio structure — and confirmed her retirement date.